Do You Need Car Insurance To Drive
However in most instances you are still required to have a policy.
Do you need car insurance to drive. You need car insurance to drive someone else s car. For most states your personal auto insurance covers your vehicle and a dealership s car is covered by their insurance policy meaning if you get into an accident while test driving a car at the dealership it ll most likely be covered by their insurance. That can vary wildly from 20 000 to more than 100 000. If you don t drive your car you might think that you can eliminate car insurance.
That is unless required by the dealership. Comprehensive insurance covers your car against anything other than collisions. When to consider comprehensive insurance only. Although you can find affordable car insurance premiums if you don t need to pay them at all it s certainly a benefit.
You must also have insurance if you leave it parked on the street on your driveway or in your garage. When you share a car as a driver you ll have at least the minimum amount of car insurance coverage that your state mandates. You want to try to save yourself as much money as possible. If you don t really use your car you can do what lacy did and only purchase a comprehensive car insurance policy.
Here s why you might consider getting car insurance if you don t drive your car. You do not necessarily need to take out a policy in your name. You generally do not need insurance to test drive a car. The police can check on the spot if your vehicle is insured using the motor insurance database.
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