Do You Need Car Insurance In Nh
Although there are no new hampshire auto insurance requirements most drivers in the state have purchased insurance for their vehicles.
Do you need car insurance in nh. Here s what you need to know before buying new hampshire car insurance and putting rubber to the road in the granite state. Read on to find out what this means to motorists in the granite state. Life insurance car insurance home insurance or business insurance all require a license to sell in any state. Per new hampshire statutes nh rsa 264 16 if you buy auto insurance for personal use you must also buy medical payments coverage.
An accident can happen anytime. In new hampshire when you are required to buy auto insurance the policy must at least include. A parent teen driving agreement can help you set rules and stay involved. New hampshire is among a small handful of states that has no mandatory car insurance laws.
When driving in new hampshire understanding the specific issues facing drivers in nh can help you to make the best possible decisions to stay safe. Car insurance is not required in new hampshire. Applying for an auto insurance in new hampshire. That being said if you do not purchase insurance you will need to provide proof that you have enough money to satisfy the new hampshire motor vehicle financial responsibility requirements.
For those that do purchase insurance the requirements include having liability medical. Choosing the coverage you. By law you must buy at least 1 000 of medical payments coverage. But new hampshire drivers don t need to worry about no fault after an in state accident.
Follow our step by step guide to get your insurance license in new hampshire. New hampshire car insurance. In fact statistics show that new hampshire has one of the lowest non insured rates in the us ranked 34th with 9 3 uninsured motorists according to 2012 statistics. Liability insurance of 25 50 25 for the bodily injury and property damage you cause in an accident medical payments of 1 000 per person per accident as well as uninsured motorist for 25 50.
New hampshire does not require drivers to carry auto insurance but you must be able to demonstrate you can meet nh motor vehicle financial responsibility requirements in the event of an at fault collision. On the other hand note that if you do not restore your driving privileges in 3 years after your suspension has passed you will be required to retake the driver s license exam when you do. Car insurance requirements in new hampshire. New hampshire s motor vehicle financial responsibility requirements do not require you to buy car insurance but under these rules you must be able to pay for losses arising from a car accident you cause.
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