Njm Insurance Umbrella Policy

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Njm insurance umbrella policy. New jersey and pennsylvania residents can learn more or contact us for more information. Without umbrella insurance you would be personally responsible for that additional 100 000. To start umbrella insurance is an extra layer of protection added to your other insurance policies or in some cases you can purchase a stand alone policy. Njm dropped those restrictions in 2018 and now offers auto homeowners renters and umbrella.

An umbrella policy also offers protection against personal injury liability such as libel slander and defamation not typically covered by car insurance or homeowners policies. Njm is also the largest provider of workers compensation insurance in the garden state and a top insurer for commercial auto coverage. Manage your business policy. Umbrella insurance is available to residents of connecticut new jersey and pennsylvania.

Njm offers resources to families whose teenagers are ready to drive. Excess uninsured and underinsured motorists coverage. Until recently new jersey manufacturers insurance was available only to members of certain groups. In addition commercial auto policies are offered in new jersey.

If you need assistance please call 800 232 6600 ext. Njm insurance offers auto recreational home property renters umbrella and workers compensation insurance policies to all new jersey and pennsylvania residents. Whether you have workers compensation commercial auto or commercial general liability insurance access your business policy 24 hours a day 7 days a week learn more. Customize your policy with an endorsement.

An umbrella policy would kick in to pay the remaining 100 000. Scott markulec is an assistant vice president at njm insurance group one of new jersey s leading writers of personal auto homeowners and umbrella insurance. Umbrella insurance offers further protection against property damage incidents injuries involving non household members that occur at your home libel slander malicious prosecution. For example you cause an accident and the resulting judgment for the injury claim is 600 000 but the liability coverage on your auto policy has a limit of 500 000.

Umbrella policies are available to current njm auto policyholders and njm auto policy applicants once their auto policy is purchased.