Njm Insurance Umbrella Policy

Not only will your auto insurance policy be affected by having another driver in your house but your child will need to go through all the driver safety and training programs required in your state.

Njm insurance umbrella policy. Umbrella policies are available to current njm auto policyholders and njm auto policy applicants once their auto policy is purchased. Umbrella insurance offers further protection against property damage incidents injuries involving non household members that occur at your home libel slander malicious prosecution. Both the underlying auto and homeowners policies must have a liability limit of 500 000. Scott markulec is an assistant vice president at njm insurance group one of new jersey s leading writers of personal auto homeowners and umbrella insurance.

Verified 4 days ago url. Njm offers resources to families whose teenagers are ready to drive. An umbrella policy also offers protection against personal injury liability such as libel slander and defamation not typically covered by car insurance or homeowners policies. An umbrella policy would kick in to pay the remaining 100 000.

Excess uninsured and underinsured motorists coverage. To start umbrella insurance is an extra layer of protection added to your other insurance policies or in some cases you can purchase a stand alone policy. Umbrella insurance is available to residents of connecticut new jersey and pennsylvania. Customize your policy with an endorsement.

For example you cause an accident and the resulting judgment for the injury claim is 600 000 but the liability coverage on your auto policy has a limit of 500 000. In addition commercial auto policies are offered in new jersey. Njm insurance offers auto recreational home property renters umbrella and workers compensation insurance policies to all new jersey and pennsylvania residents. Until recently new jersey manufacturers insurance was available only to members of certain groups.

Without umbrella insurance you would be personally responsible for that additional 100 000. New jersey and pennsylvania residents can learn more or contact us for more information. If you need assistance please call 800 232 6600 ext. Manage your business policy.

Whether you have workers compensation commercial auto or commercial general liability insurance access your business policy 24 hours a day 7 days a week learn more.