Insurance Types For Companies
Consumers should always purchase cover appropriate to their level.
Insurance types for companies. E o insurance or errors and omissions insurance is liability insurance that will protect your company and its employees against claims made by clients for unsatisfactory work or inadvertent mistakes in other words e o insurance is your protection against different types of liabilities that are in correlation with the professional services you provide. The terms commercial insurance and business insurance are often used to describe employers liability and public liability insurance the two main types of business insurance. General insurance is broadly defined as non life insurance policies. Some of the different types of insurance companies include.
Standard lines excess lines captives direct sellers domestic alien mutual companies stock companies lloyds of london and more. Here is a brief explanation of each of these different types of insurance companies and the specific specialty risks insured and other unique attributes. Division investigates suspected fraud committed by insurance agents brokers public adjusters bail agents insurance companies and other individuals and entities transacting the business of insurance who perpetrate fraud against consumers. Insurance companies may sell any combination of insurance types but are often classified into three groups.
Products vary between companies and consumers should always read their product disclosure statement pds before they purchase cover. But there are other types of insurance available each one covering a slightly different aspect of business. Directors and officers insurance. This type of insurance protects the directors and officers of a company against their actions that affect the profitability or operations of the company.
Business interruption insurance compensates a business for its. Provides information on types of insurance. Life insurance companies which sell life insurance annuities and pensions products and bear similarities to asset management businesses.
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