Insurance Types For Companies
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Insurance types for companies. Insurance companies may sell any combination of insurance types but are often classified into three groups. Standard lines excess lines captives direct sellers domestic alien mutual companies stock companies lloyds of london and more. The terms commercial insurance and business insurance are often used to describe employers liability and public liability insurance the two main types of business insurance. There are many general insurance products on the market.
E o insurance or errors and omissions insurance is liability insurance that will protect your company and its employees against claims made by clients for unsatisfactory work or inadvertent mistakes in other words e o insurance is your protection against different types of liabilities that are in correlation with the professional services you provide. Products vary between companies and consumers should always read their product disclosure statement pds before they purchase cover. Non life or property casualty insurance companies which sell other types of insurance. Provides information on types of insurance.
Here is a brief explanation of each of these different types of insurance companies and the specific specialty risks insured and other unique attributes. This type of insurance protects the directors and officers of a company against their actions that affect the profitability or operations of the company. This type of insurance is especially applicable to companies that require a physical location to do business such as retail stores. Business interruption insurance compensates a business for its.
General insurance is broadly defined as non life insurance policies. Life insurance companies which sell life insurance annuities and pensions products and bear similarities to asset management businesses. Directors and officers insurance.
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