Insurance Terms Hostile Fire

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Likewise a fire that becomes much hotter than it is supposed to be or that cannot be extinguished is hostile even if it never spreads from the location where it was intentionally kindled.

Insurance terms hostile fire. The insurance is designed to cover fortuitous loss which the hostile fire is. A fire that becomes uncontrollable or expands outside its intended boundaries. However property insurance written on an all risks basis does cover damage from a friendly fire since there is no exclusion for such damage. A fire that becomes uncontrollable or expands outside its intended boundaries.

For example a fire set intentionally to burn brush becomes hostile if it spreads to other property. For example a fire set intentionally to burn brush becomes hostile if it spreads to other property. For example a fire set intentionally to burn brush becomes hostile if it spreads to other property. Therefore an initially friendly fire can become a hostile fire.

Likewise a fire that becomes much hotter than it is supposed to be or that cannot be extinguished is hostile even if it never spreads from the location where it was intentionally kindled. Property contracts protect against damage from a hostile fire not from damage from fire in the fireplace its normal habitat. Likewise a fire that becomes much hotter than it is supposed to be or that cannot be extinguished is hostile even if it never spreads from the location where it was intentionally kindled. The courts have generally held that property insurance written on a named perils basis does not cover damage done by a friendly fire.

Fire combustion sufficient to produce a spark flame or glow and which is hostile as opposed to friendly i e not in the place where it is intended to be such as in a furnace fire insurance coverage for loss of or damage to a building and or contents due to fire. Hostile fire a fire that becomes uncontrollable or expands outside its intended boundaries. Contrast with hostile fire. In insurance law a combustion that cannot be controlled that escapes from where it was initially set and confined or one that was not intended to exist.

Hostile fire definition an unintentional fire from which any resulting loss can be claimed as an insurance liability opposed to friendly fire. A hostile fire differs from a friendly fire which burns in a place where it was intended to burn such as one confined to a fireplace or furnace.

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How To Complete A Total Loss Inventory List After A House Fire

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What To Do If Your Fire Insurance Claim Is Denied

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Interesting Statistics On The Number Of Fires And Acres Burned

Interesting Statistics On The Number Of Fires And Acres Burned

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