Insurance Law In Texas
Most texas drivers do this by buying car insurance and state law requires certain minimum amounts of coverage we ll discuss those minimums in this article plus a few other important texas car insurance rules.
Insurance law in texas. Texas law requires insurance companies to charge rates that are fair reasonable and adequate for the risks they cover. Please verify the status of the code you are researching with. Texas department of insurance 333 guadalupe austin tx 78701 p o. Texas insurance code article 3 51 6.
We don t approve rates in advance but if we find that an insurance company s rates are too high we can require it to pay refunds to the people it overcharged. Posted in car accidents laws texas on december 20 2016. The insurance law section is an official sanctioned section of the state bar of texas consisting of approximately 2 200 members. According to state law texas drivers need to have minimum insurance coverages of 30 000 per injured person up to at least 60 000 per accident additionally texas drivers must have coverage for property damage of at least 25 000.
Findlaw codes may not reflect the most recent version of the law in your jurisdiction. 13 2019 for drivers who currently drive with a named driver auto insurance policy in texas 2020 will be a year of change. Expand sections by using the arrow icons. Clients include individual and corporate policyholders insurance companies reinsurers and brokers.
Membership is open to all members of the state bar of texas. Austin texas dec. Insurance companies may appeal our decisions. The term insurance law encompasses a very broad range of services that law firms provide to clients in connection with insurance coverage disputes and other insurance related matters.
Texas law requires all drivers to have adequate car insurance. Insurance code and legal information. Promoting collegiality and educating the bench bar and public about texas insurance law. Box 149104 austin tx 78714 512 676 6000 800 578 4677.
Use this page to navigate to all sections within the insurance code. Under texas s status as a fault car accident state drivers are required to demonstrate their financial responsibility for any crash they might cause.
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