Insurance Law In Texas

Austin texas dec.

Insurance law in texas. 1 2020 the writing and renewal of named driver policies will be prohibited in the state by house bill 259. Membership is open to all members of the state bar of texas. The law does not require organizations that are affiliated with religious groups to cover treatment that conflicts with the organization s religious and ethical beliefs. Insurance companies may appeal our decisions.

Please verify the status of the code you are researching with. Texas law requires all drivers to have adequate car insurance. Expand sections by using the arrow icons. Under texas s status as a fault car accident state drivers are required to demonstrate their financial responsibility for any crash they might cause.

Promoting collegiality and educating the bench bar and public about texas insurance law. According to state law texas drivers need to have minimum insurance coverages of 30 000 per injured person up to at least 60 000 per accident additionally texas drivers must have coverage for property damage of at least 25 000. Most texas drivers do this by buying car insurance and state law requires certain minimum amounts of coverage we ll discuss those minimums in this article plus a few other important texas car insurance rules. We don t approve rates in advance but if we find that an insurance company s rates are too high we can require it to pay refunds to the people it overcharged.

This is findlaw s hosted version of texas insurance code. Clients include individual and corporate policyholders insurance companies reinsurers and brokers. Texas law requires insurance companies to charge rates that are fair reasonable and adequate for the risks they cover. Use this page to navigate to all sections within the insurance code.

Texas insurance code article 3 51 6. Posted in car accidents laws texas on december 20 2016. 13 2019 for drivers who currently drive with a named driver auto insurance policy in texas 2020 will be a year of change. Findlaw codes may not reflect the most recent version of the law in your jurisdiction.

The insurance law section is an official sanctioned section of the state bar of texas consisting of approximately 2 200 members. Insurance code and legal information.