Insurance Companies That Cover Medical Equipment
Here s some tips for getting things covered.
Insurance companies that cover medical equipment. If you sell service or repair medical equipment you may be held legally liable for bodily injury death or property damage that results after you serviced the equipment. For example in one plan you. Protek is an open ended insurance providing you better protection in the long run. This is due to the limits built into the policies and can often be frustrating for parents who have children who need these items.
That is one of the reasons that we make our helmets so affordable. Private insurance private insurers often cover 60 80 of costs associated with medical equipment and supplies. Other companies offer claims made insurance that can leave you unprotected when claims come. The following is a list of health insurance companies that csa medical supply accepts for both durable medical and home medical equipment.
We understand that medical organisations need to utilise portable equipment and as much of the equipment is considerably expensive having to replace it unexpectedly when it is stolen or damaged is costly and can cause work disruption. Although the aca mandates insurance plans cover specific dme like breast pumps for new mothers it doesn t include coverage requirements for common dme like wheelchairs walkers shower chairs and cpap machines. Most standard insurance packages exclude coverage from incidents resulting from the service of medical equipment. Sometimes they may even cover certain home safety modifications.
Medicare pays for different kinds of dme in different ways. Many times insurance companies will not cover medical safety equipment. Depending on the type of equipment. Getting an assessment if you would like your equipment to be covered by insurance you will usually need.
Medicare will only cover your dme if your doctors and dme suppliers are enrolled in medicare. You may need to buy the equipment. You may need to rent the equipment. You may be able to choose whether to rent or buy the equipment.
Shower chairs electric wheel chairs walkers canes mobility scooters manual wheelchairs hospital beds tens machines for pain oxygen machines compression stockings and many other things. Different medical equipment may have different coverage restrictions. If you have a question regarding coverage please call 855 272 6335 and one of our customer service representatives will be happy to assist you. Medical equipment insurance covers all of your medical equipment including portable items.
Insurance companies living with new aca mandates are cutting costs where they can. Protek is the only occurrence form liability insurance available to medical equipment sales service organizations. For example let s say your plan has a 80 20 coinsurance split for durable medical devices from an in network supplier.
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