Insurance Companies That Cover Medical Equipment
Many times insurance companies will not cover medical safety equipment.
Insurance companies that cover medical equipment. Private insurance private insurers often cover 60 80 of costs associated with medical equipment and supplies. That is one of the reasons that we make our helmets so affordable. Insurance companies living with new aca mandates are cutting costs where they can. If you have a question regarding coverage please call 855 272 6335 and one of our customer service representatives will be happy to assist you.
Different medical equipment may have different coverage restrictions. You may need to buy the equipment. The following is a list of health insurance companies that csa medical supply accepts for both durable medical and home medical equipment. If you sell service or repair medical equipment you may be held legally liable for bodily injury death or property damage that results after you serviced the equipment.
For example let s say your plan has a 80 20 coinsurance split for durable medical devices from an in network supplier. You may be able to choose whether to rent or buy the equipment. Medicare pays for different kinds of dme in different ways. We understand that medical organisations need to utilise portable equipment and as much of the equipment is considerably expensive having to replace it unexpectedly when it is stolen or damaged is costly and can cause work disruption.
Although the aca mandates insurance plans cover specific dme like breast pumps for new mothers it doesn t include coverage requirements for common dme like wheelchairs walkers shower chairs and cpap machines. Other companies offer claims made insurance that can leave you unprotected when claims come. Here s some tips for getting things covered. Shower chairs electric wheel chairs walkers canes mobility scooters manual wheelchairs hospital beds tens machines for pain oxygen machines compression stockings and many other things.
Most standard insurance packages exclude coverage from incidents resulting from the service of medical equipment. That means you will pay 20 of the monthly rental or purchase and health insurance will cover the remaining 80 of the bill. Medical equipment insurance covers all of your medical equipment including portable items. Medicare will only cover your dme if your doctors and dme suppliers are enrolled in medicare.
This is due to the limits built into the policies and can often be frustrating for parents who have children who need these items. Getting an assessment if you would like your equipment to be covered by insurance you will usually need. Protek is the only occurrence form liability insurance available to medical equipment sales service organizations. Similar to medicare usually they don t cover disposable supplies but at times they may partially cover some of these costs.
Protek is an open ended insurance providing you better protection in the long run. For example in one plan you. Sometimes they may even cover certain home safety modifications.
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