Health Insurance Companies In The United States

In the united states health insurance provides medical expense which is also called health coverage health care coverage and health benefits.
Health insurance companies in the united states. In 1752 benjamin franklin founded the first american insurance company as philadelphia contributionship in 1820 there were 17 stock life insurance companies in the state of new york many of which would subsequently fail. Synonyms for this usage include health coverage health care coverage and health benefits. In the united states there are currently more than 900 health insurance companies that offer medical coverage. Arizona colorado florida illinois kansas missouri north carolina tennessee utah and virginia.
Health insurers in the usa and collected approximately 713 billion in premiums. Anthem unitedhealthcare humana health care service corporation hcsc and cvs health corp who control more than 38 of the market. They are listed by size of market share in descending order. Official government information on getting common types of health insurance.
Learn about medicaid low cost or free healthcare for people with low incomes. Referrals for out of network care may or may not be required depending on your plan. Health insurance in the united states is any program that helps pay for medical expenses whether through privately purchased insurance social insurance or a social welfare program funded by the government. This list is actually based on web based research and the details found on the internet.
It has an a excellent financial strength rating from a m. Aetna provides health insurance alongside managing a variety of other related services such as long term care disability plans and behavioral health services. Health insurance is insurance that covers the whole or a part of the risk of a person incurring. In a more technical sense the term health insurance is used to describe any form of.
However the health insurance industry is dominated by five companies. Health insurance page gives information about the list of health insurance companies in united states health insurance policies and medical insurance plan to overcome health care expenses. As an added level of clarification size of market share does not always correlate with quality of product or service provided nor does it guarantee the company will retain its position through the entire year. To make sure these are one of the top health insurers in us conduct the research and make decisions.
Below are the top 25 health insurance companies in the united states. Cigna is a global health insurance provider and offers health insurance in 10 u s. This is a list of insurance companies based in the united states these are companies with a strong national or regional presence having insurance as their primary business. Get information on health insurance including medicaid medicare and find help paying for medical bills.