Do You Need Car Insurance To Rent A Car

If you are frequently renting cars the policy may be cheaper than purchasing the rental car company s insurance.

Do you need car insurance to rent a car. If you own a car it s your duty as the legal owner of the vehicle to comply with state auto insurance laws. You don t need to purchase extra insurance to acquire a rental car. Do i need insurance to rent a car. Further if you rent a car by using a credit card that provides car rental insurance coverage you can generally safely decline to buy the coverage packages offered at the rent a car.

Collision damage waiver waives damages in the event of a wreck or if the vehicle is stolen. Additionally your car insurance company may decide to raise your insurance rates or drop you from coverage if it discovers you re renting your car on turo. Many credit card companies offer rental car insurance if you use your card to pay for the rental so even if you don t have car insurance you may not necessarily need to spring for the rental company s insurance options. If you do not own a car of your own you can purchase what is called a non owners policy this type of policy will cover you in any car that you are driving.

You do have the option to purchase additional protection products to lower the excess. In order to rent from enterprise rent a car in the united states and canada all drivers must meet the following requirements. Vehicle owners who already carry medical payments or personal injury protection insurance may not need to buy a rental company s medical payments insurance. The damage waiver comes with an excess.

These rules aren t necessarily the same overseas as every country has its own set of driving laws. What do you need to rent a car. You might not need to buy extra car insurance from the rental car company. If you decide that you do need to purchase coverage from the rental agency you should know that rental car companies usually present four options of coverage.

That s because the coverage on your personal auto policy may extend to a rental car. You do need auto insurance to rent a car. However you don t need to buy any special coverage from your regular insurer. Insurance companies are legally allowed to do this in every state except california oregon and washington.

In most states you re responsible for paying third party damages when you re in an automobile accident when you rent a car you have the option to buy liability insurance or other forms of supplemental coverage that will erase the burden of having to pay for repairs. In any state the additional coverage products sold at the desk are optional. The short answer no. For instance your auto liability coverage may help pay for another person s medical bills or damage to another person s property if you cause an accident in a rental car.

We provide a damage waiver and it s included in the cost of your hire.