Do You Need Car Insurance To Rent A Car

You might not need to buy extra car insurance from the rental car company.

Do you need car insurance to rent a car. In order to rent from enterprise rent a car in the united states and canada all drivers must meet the following requirements. Many credit card companies offer rental car insurance if you use your card to pay for the rental so even if you don t have car insurance you may not necessarily need to spring for the rental company s insurance options. The short answer no. If you are frequently renting cars the policy may be cheaper than purchasing the rental car company s insurance.

Do i need insurance to rent a car. We provide a damage waiver and it s included in the cost of your hire. In most states you re responsible for paying third party damages when you re in an automobile accident when you rent a car you have the option to buy liability insurance or other forms of supplemental coverage that will erase the burden of having to pay for repairs. You do have the option to purchase additional protection products to lower the excess.

However you don t need to buy any special coverage from your regular insurer. Whenever you rent a car in the u s. In any state the additional coverage products sold at the desk are optional. If you don t have car insurance because you don t have your own vehicle you can certainly still rent a car.

If you own a car it s your duty as the legal owner of the vehicle to comply with state auto insurance laws. Meet the renting location s minimum age requirements. These rules aren t necessarily the same overseas as every country has its own set of driving laws. Insurance companies are legally allowed to do this in every state except california oregon and washington.

If you decide that you do need to purchase coverage from the rental agency you should know that rental car companies usually present four options of coverage. The damage waiver comes with an excess. If you do not own a car of your own you can purchase what is called a non owners policy this type of policy will cover you in any car that you are driving. You do need auto insurance to rent a car.

Collision damage waiver waives damages in the event of a wreck or if the vehicle is stolen. What do you need to rent a car. You don t need to purchase extra insurance to acquire a rental car. That s because the coverage on your personal auto policy may extend to a rental car.

Additionally your car insurance company may decide to raise your insurance rates or drop you from coverage if it discovers you re renting your car on turo.