Do You Need Car Insurance To Drive
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Do you need car insurance to drive. When you share a car as a driver you ll have at least the minimum amount of car insurance coverage that your state mandates. You need car insurance to drive someone else s car. You do not necessarily need to take out a policy in your name. If you don t really use your car you can do what lacy did and only purchase a comprehensive car insurance policy.
The law says that you must normally have at least third party motor insurance if you drive or own a vehicle. The police can check on the spot if your vehicle is insured using the motor insurance database. If you don t drive your car you might think that you can eliminate car insurance. That can vary wildly from 20 000 to more than 100 000.
However in most instances you are still required to have a policy. You want to try to save yourself as much money as possible. You can be insured either by the car owner himself or by non owner car insurance. You must also have insurance if you leave it parked on the street on your driveway or in your garage.
You generally do not need insurance to test drive a car. For most states your personal auto insurance covers your vehicle and a dealership s car is covered by their insurance policy meaning if you get into an accident while test driving a car at the dealership it ll most likely be covered by their insurance. Here s why you might consider getting car insurance if you don t drive your car. Comprehensive insurance covers your car against anything other than collisions.
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