Adding Spouse Health Insurance Qualifying Event
Social security numbers ssn are required for all dependents.
Adding spouse health insurance qualifying event. You may enroll with your spouse s insurance. These major life changes are known as a qualifying life event. Here s what you need to know. Some workplace plans allow more time.
When to add or remove your spouse or dependent to your gic health insurance and or gic dental vision or retiree dental plan. When those changes come they might open the door for you to qualify to sign up for health insurance outside the annual open enrollment period. Qualifying life events are major events that have an effect on your health insurance coverage and allow you to buy or make changes to a health plan outside of open enrollment. Employer based health plans must provide a special enrollment period of at least 30 days.
Sign up right away. You can add a spouse or dependent during annual enrollment or within 60 days of a qualifying event. If your spouse changed jobs and it did not initiate a loss of health insurance but there are other circumstances you think might be considered a qle you can crosscheck it with the extensive list of qles as defined by the government. A qualifying life event qle is a major life change that may affect your health insurance needs or impacts your qualification for existing health insurance or subsidies.
Call the benefits office at 513 529 3926 with ssns. Examples of qualifying life events. Read more about examples of different qualifying life events how to prove a qualifying life event and what to do if you missed obamacare open enrollment. You get married or divorced.
Usually you ll need to make changes within 30 or 60 days of your qualifying life event depending on your plan. You lose your health insurance plan at work. You have or adopt a child. To change your plan selections notify your current or future health plan sponsor of the qualifying event in your life as soon as possible.
Qualifying life events may make you eligible for a special enrollment period to purchase health insurance outside the open enrollment period. You re no longer a dependent on someone else s policy. Though open enrollment will not begin again until november getting married is considered a qualifying life event for those without insurance coverage through an employer that means you are allotted a 60 day special enrollment period to add your spouse to an existing plan or shop for new coverage. Acceptable documentation of the qualifying event and the enrollment change form must be received at the gic within 60.
Qualifying life events trigger a special enrollment period that typically lasts 30 to 60 days depending on your plan during which you can select a new plan or add a new dependent to your plan. For the qualifying events of adding a spouse or dependent to your health dental or vision insurance plans you must also submit required dependent documentation by fax 513 529 4223 or email to the benefits office within 31 days of qualifying event.
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