Adding Spouse Health Insurance Qualifying Event
Read more about examples of different qualifying life events how to prove a qualifying life event and what to do if you missed obamacare open enrollment.
Adding spouse health insurance qualifying event. Though open enrollment will not begin again until november getting married is considered a qualifying life event for those without insurance coverage through an employer that means you are allotted a 60 day special enrollment period to add your spouse to an existing plan or shop for new coverage. It is also an excellent resource if there are any other circumstances that you think may be qles but are not sure. Qualifying life events are major events that have an effect on your health insurance coverage and allow you to buy or make changes to a health plan outside of open enrollment. To change your plan selections notify your current or future health plan sponsor of the qualifying event in your life as soon as possible.
You lose your health insurance plan at work. Employer based health plans must provide a special enrollment period of at least 30 days. When to add or remove your spouse or dependent to your gic health insurance and or gic dental vision or retiree dental plan. Sign up right away.
Social security numbers ssn are required for all dependents. You re no longer a dependent on someone else s policy. For the qualifying events of adding a spouse or dependent to your health dental or vision insurance plans you must also submit required dependent documentation by fax 513 529 4223 or email to the benefits office within 31 days of qualifying event. Check with your spouse s health insurance administrator to find out how long your plan allows for changes in a special enrollment period.
When those changes come they might open the door for you to qualify to sign up for health insurance outside the annual open enrollment period. Qualifying life events may make you eligible for a special enrollment period to purchase health insurance outside the open enrollment period. These major life changes are known as a qualifying life event. You ll have 60 days to change your health plan from the date of the qualifying life event.
Qualifying life events trigger a special enrollment period that typically lasts 30 to 60 days depending on your plan during which you can select a new plan or add a new dependent to your plan. If your spouse changed jobs and it did not initiate a loss of health insurance but there are other circumstances you think might be considered a qle you can crosscheck it with the extensive list of qles as defined by the government. You get married or divorced. You may enroll with your spouse s insurance.
Here s what you need to know. You can add a spouse or dependent during annual enrollment or within 60 days of a qualifying event. Usually you ll need to make changes within 30 or 60 days of your qualifying life event depending on your plan. You have or adopt a child.
Some workplace plans allow more time. Examples of qualifying life events.
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