Adding Spouse Health Insurance Qualifying Event
Qualifying life events are major events that have an effect on your health insurance coverage and allow you to buy or make changes to a health plan outside of open enrollment.
Adding spouse health insurance qualifying event. Some workplace plans allow more time. You re no longer a dependent on someone else s policy. You get married or divorced. Sign up right away.
To change your plan selections notify your current or future health plan sponsor of the qualifying event in your life as soon as possible. Though open enrollment will not begin again until november getting married is considered a qualifying life event for those without insurance coverage through an employer that means you are allotted a 60 day special enrollment period to add your spouse to an existing plan or shop for new coverage. When those changes come they might open the door for you to qualify to sign up for health insurance outside the annual open enrollment period. A qualifying life event qle is a major life change that may affect your health insurance needs or impacts your qualification for existing health insurance or subsidies.
Here s what you need to know. You may enroll with your spouse s insurance. You have or adopt a child. If your spouse changed jobs and it did not initiate a loss of health insurance but there are other circumstances you think might be considered a qle you can crosscheck it with the extensive list of qles as defined by the government.
When to add or remove your spouse or dependent to your gic health insurance and or gic dental vision or retiree dental plan. Qualifying life events trigger a special enrollment period that typically lasts 30 to 60 days depending on your plan during which you can select a new plan or add a new dependent to your plan. You can add a spouse or dependent during annual enrollment or within 60 days of a qualifying event. Read more about examples of different qualifying life events how to prove a qualifying life event and what to do if you missed obamacare open enrollment.
Social security numbers ssn are required for all dependents. Examples of qualifying life events. You ll have 60 days to change your health plan from the date of the qualifying life event. For the qualifying events of adding a spouse or dependent to your health dental or vision insurance plans you must also submit required dependent documentation by fax 513 529 4223 or email to the benefits office within 31 days of qualifying event.
Usually you ll need to make changes within 30 or 60 days of your qualifying life event depending on your plan. Qualifying life events may make you eligible for a special enrollment period to purchase health insurance outside the open enrollment period. You lose your health insurance plan at work. These major life changes are known as a qualifying life event.
Call the benefits office at 513 529 3926 with ssns. Acceptable documentation of the qualifying event and the enrollment change form must be received at the gic within 60.
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